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Frequently Asked Questions

Is Graded Premium Life Insurance a life insurance company?

Graded Premium Life Insurance is not a life insurance company or agency. Graded Premium Life Insurance is a service that connects you — the customer — with licensed insurance agents who can assist you in shopping and comparing a life insurance plan that is right for you.

How will I be contacted?

Once you have submitted your information, Graded Premium Life Insurance attempts to connect you with life insurance agents licensed in your area. Agents contact you using the information you provide, and should do so within a few minutes to 48 hours upon filling in your request.

What kind of life insurance plans can I find through Graded Premium Life Insurance?

In order to give you a variety of plan types and price points to choose from, Graded Premium Life Insurance has partnered with a large network of licensed life insurance agents. These agents represent a variety of life insurance companies, each of which represent an assortment of plans with varying coverage options and prices.

Am I obligated to buy a life insurance policy from an agent who contacts me?

Our partner agents have committed to providing you with a FREE, no obligation quote for a life insurance policy. This means that you are under no obligation to purchase a policy from any specific agent.

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Graded-Premium-Life-Insurance.com is not an insurance carrier or broker. We cannot guarantee a quote from a specific carrier, and we cannot guarantee that all products are available in all states. The information and suggestions on our site are intended for informational purposes only, and we expressly disclaim any representations or warranties, express or implied, regarding the accuracy of such information.